Are American's delusional about Holiday spending? In this week's episode, Lauren and Nick discuss spending around the holidays and other special occasions. 

0:54 - 46% of Americans are still paying off debt from last holiday season

3:20 - What time of year is the most stressful on your finances?

5:46 - "How do I explain to my family that I can't afford Christmas gifts?"

8:59 - "I can't afford to attend my best friends wedding and she is PISSED!"

13:00 - "Are people delusional about Christmas spending?"

21:11 - "AITA for not going on a family vacation because I can't afford it?"

25:27 - "What are you doing to make Christmas less of a financial burden?"

32:01 - "I told my sister I can't afford big presents for her kids anymore and now she's angry with me!"

39:25 - 3 spending tips for the holidays and special occasions

WalletHub Early Holiday Shopping Survey:https://wallethub.com/blog/early-holiday-shopping-survey/142151

Investopedia's Holiday Retail Sales Report:https://www.investopedia.com/financial-edge/1112/average-cost-of-an-american-christmas.aspx

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