Kiley Summers is the co-founder and CEO of SpenDebt, a mission-driven fintech company helping people pay off debt through micropayments tied to everyday purchases. After personally climbing out of $140K in consumer debt alongside his wife, Kiley turned that lived experience into a solution now changing lives across the country.In this episode, Kiley shares how growing up with a single mother shaped his views on money, what it took to leave his corporate job to launch a startup, and why financial transparency in relationships is a game-changer. He also breaks down how SpenDebt works, the power of the debt snowball method, and the importance of building financial literacy in underserved communities.A powerful conversation on faith, family, and finances—this one will shift how you think about debt, marriage, and legacy.In this episode:00:00 Introduction00:29 Childhood Memories and Gratitude01:33 The Journey to Founding SpenDebt03:06 Financial Struggles and Realizations06:39 Debt Snowball Strategy08:37 The Importance of Financial Conversations13:37 The Birth of SpenDebt18:14 The Turning Point: Answering Key Questions19:05 Founding SpenDebt: The Journey Begins19:48 Understanding SpenDebt's Micropayment System23:01 The Personal Connection: Building for My Mom24:59 Financial Communication in Relationships29:57 Advice for Young Adults: Financial Literacy32:18 Call to Action: Taking the First Steps37:57 Final Thoughts and GratitudeSubscribe & Review the iReach PodcastIf you enjoyed this episode, please like and subscribe, share it with our friends, and leave us a review. We read every single one.Follow Paul RobinsonConnect with Paul Robinson on LinkedIn.Follow ConstructReach on LinkedIn.Follow ConstructReach on Instagram @contructreachCheck out the ConstructReach website at constructreach.com This podcast is sponsored by Construct Reach. As a workforce development initiative that builds reachable opportunities through construction, ConstructReach increases the visibility of the construction industry by educating students about career opportunities within construction, connecting general contractors to interns and innovative internship curricula, creating content and experiences to expose a diverse population to sustainable construction careers, and uniting stakeholders to ensure the construction industry continues to thrive. #IReachPodcast #PaulRobinson #ConstructReach

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