In this episode Kate Lybarger, the director and head of Payments Innovation at Discover Global Network, discusses why the financial services industry has not hacked financial wellness yet.  We cover what financial wellness means, the role of AI, and why it might make sense to separate advice from products.  This podcast was recorded on March 24th, 2025. Things may have changed by the time you hear it.   To keep up with the rapidly changing payments environment, register for the Innovative Payments Conference in Washington DC from April 29 through May 1.   You will learn about:  the future of banking as a service,  the unwinding of the Synapse bankruptcy with former FDIC chair Yelena McWilliams,  the future of regulation with the acting comptroller of the currency, Rodney Hood, and   a presentation on scams from the Better Business Bureau.  Listeners can get $25 off the price of registration when they use the code Podcast. Learn more and register at: Innovative Payments Conference.   

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