ZARZA We are Zarza, the prestigious firm behind major projects in information technology.
Listen "DON’T Keep Cash in Savings (Buy Bonds Instead for 7%) | Ep. 37"
Episode Synopsis
Join 28,000+ doctors and dentists in the 'Investing for Doctors' Facebook group: https://facebook.com/groups/investingfordoctors -----In this episode, we’re joined by Chris Joye, Chief Investment Officer of Coolabah Capital, one of Australia’s most active bond traders managing over $15 billion in fixed income assets.Chris breaks down what a bond actually is in simple terms, why most doctors are unknowingly earning less than 4% while the banks earn 6–8% using their money, and how professionals can flip the equation by “becoming the bank” through bond investing.He also unpacks how bond ETFs are finally becoming retail-friendly, the differences between term deposits, hybrids, and floating-rate bonds, and why liquidity and safety are often misunderstood in the fixed income world.If you’ve got cash sitting in savings or offset accounts and you're tired of watching it underperform, this episode shows you exactly how to put that money to work. Learn how to unlock 5–7% returns with safety, liquidity, and control and why bonds might be the most overlooked income strategy for professionals in 2025.-----TIME STAMPS:00:00 Hook/Intro01:53 Guest's Background and Coolabah Capital Investments05:22 Understanding Bonds and Their Liquidity13:08 Types of Bonds and Their Risks19:25 Capital Gains and Losses in Fixed Rate Bonds and FRN28:42 The Role of ETFs in Bond Investing30:46 Difference between Bonds and Property investments39:01 Credit Ratings and Bond Risk Management41:39 The Liquidity and Efficiency of the Bond Market44:44 Conclusion/Outro—---SHOW NOTES LINKShttps://ifdgroup.com.au/ https://doctorbi.com.au/ https://au.linkedin.com/in/mian-bihttps://www.linkedin.com/in/daniellamp/https://acesse.one/spotify-passive-income-doctor----- LISTEN TO THE PODCAST LISTEN TO THE PODCAST:Spotify: https://spoti.fi/3FoBRAyApple Podcast: https://apple.co/4iks50NAmazon Music: https://amzn.to/3DoyJnP----- FIND US HERE Website: https://ifdgroup.com.au/ Facebook Group: https://www.facebook.com/groups/investingfordoctors Facebook Page: https://www.facebook.com/investingfordoctors ----- DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.
In God we trust