As of March 2024, the Gross loan portfolio of Micro Finance industry has grown to Rs 4.42 lakh crore, up 26.8% over the previous year. Though active loans have grown 14% YoY, the Average ticket size has also increased by 12% YoY. While the industry witnessed best of asset quality trends in the last 2 years, Q1'FY25 saw some concerns over AQ led by elections, heatwave and overleverage. MFIN (Industry and Self regulatory association) has also issued guidelines to limit the micro-indebtedness for every borrower up to Rs 2 lakh with a maximum of 4 lenders.
To answer all of this, and any other questions you might have, Investec India is pleased to host the virtual MFI Expert Series. Read Nidhesh Jain's Report - India NBFC: MFI stress to increase in Q2
Aishwary Khandelwal, Associate Director, and Amit Rane, Sr Analyst, India Ratings & Research discussed the Rising Stress in MFI

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