This week's financial podcast covered developments in the Australian insurance industry. Notably, CHU's 2025 State of the Strata Market report shows a slight increase in strata insurance premiums due to climate risks and strata issues, with affordability, climate resilience, and regulatory compliance dictating future trends. Life and income protection insurance saw a decrease in premiums, hinting at increased competition and streamlined processes for better consumer coverage. TAL improved its Health Sense Plus program to include income protection policies, offering proactive health management with premium discounts. Marsh and Tokio Marine Kiln introduced a novel business interruption insurance for ports, covering profit losses from non-damaging disruptions. The policy presents an essential tool for Australian ports and marine businesses in mitigating financial risks from unpredictable interruptions.

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