• Introduction to Maciej Wenerski:• Maciej’s career background, including his time at EY, Aasa Polska, and a Polish tech startup.• His journey to becoming a foundational team member at Income Marketplace.• The Due Diligence Process at Income Marketplace:• Overview of the comprehensive approach to evaluating loan originators.• Key data points analyzed, including repayment history, loan performance, and borrower characteristics.• Explanation of “sanity and completeness checks” to verify the integrity of data provided by loan originators.• Addressing Challenges in Peer-to-Peer Lending:• Regulatory complexities in markets like Poland.• Balancing investor risk with opportunities for growth.• Comparison to Competitors:• How Income’s approach to due diligence and advanced rate calculations provides a unique edge.• Observations on competitor platforms like Mintos.• Favorite Loan Originators:• Maciej highlights his preferred lenders, including ITF from Bulgaria and DanaRupia from Indonesia.• Key Takeaways for Investors:• How the due diligence process protects investor interests.• The importance of transparency and collaboration with loan originators.
Tune in for more engaging discussions in future episodes of Income Insights! Learn more about the Podcast: https://getincome.com/blog/podcast/New to Income? Sign up with a bonus: https://getincome.com/register?ref_code=R5BE1F

Ver todos los episodios