In this episode of How Hard Can It Be?, host Alex Schlager speaks with Xiaochen Zhang, Founder & CEO of FinTech4Good and contributor to the AI 2030 initiative. With experience spanning global fintech networks, ESG innovation, and ethical AI governance, Xiaochen shares how enterprises can embrace AI—without losing trust or control. We explore: ✅ Why Fortune 500 CISOs should watch fintech as a proving ground for agentic AI ✅ How ESG principles can be embedded into autonomous AI workflows ✅ Lessons from AI 2030 for long-term enterprise governance and risk strategy ✅ What transparency and explainability look like when AI agents trigger payments, loans, or trades ✅ The cross-industry partnerships shaping responsible AI deployment With a vision that bridges finance, ethics, and AI, Xiaochen brings practical strategies for CISOs navigating the risks—and opportunities—of autonomous decision-making in high-stakes industries.

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