"Had I known, is always at last," is a Ghanaian proverb that has echoed through the centuries in every home, school, community gathering and even churches. Why go through the pain of certain experiences when we have the advantage of standing on the shoulders of those who have already paid the price with dignity and honor.Life is finite and can be planned. Some think that planning once life is not biblical and takes away the element of surprise or spontaneity in life. But let's not deceive ourselves, Proverbs 6:6 that, "Go to the ant, you sluggard! Consider her ways and be wise." Please don't let retirement or the end of your life meet you unprepared. Obtain grace from God at every stage to prepare to embrace retirement with Joy and enthusiasm."Teach us to Number our Days so we may become wise."

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