Send us a textYes, really, there’s finally good news about HOA insurance! Robert and Kevin unpack it in this week’s episode.  ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/You read that right, there’s finally some good news about HOA insurance! In this episode, Robert and guest Kevin from share recent developments that might positively impact your HOA’s coverage options. They break down what’s shifting in the insurance market, how boards can take advantage, and what this means for your next renewal.  It’s not all doom and gloom (Really)!Chapters:00:00 What’s Happening With Insurance Claims Right Now?02:10 Why Kevin Thinks There’s “Good News” in Insurance04:00 How Quiet Disaster Seasons Affect Premiums05:35 Are Lower Losses Creating Insurance Stability?07:10 Why You Should Still Expect Premium Increases08:30 What Role Does Risk Management Play?10:20 What Reinsurers Are Really Worried About12:10 Why HOA Loss History Impacts Rates So Much14:00 What Boards Need to Understand About Deductibles16:00 What Does “Capacity” Mean in the Insurance World?18:00 Will Insurance Rates Ever Go Down Again?20:15 Why Preventive Maintenance Is a Powerful Tool22:30 Can One HOA’s Loss Affect Everyone’s Premiums?24:10 How to Have a Realistic View of Insurance Expectations26:00 How Much Control Do HOA Boards Really Have?28:00 What Homeowners Often Get Wrong About Coverage30:15 Final Thoughts: Staying Proactive and PreparedPodcast Links:Full Episode ListWatch On YoutubeEngage in the conversation! Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to [email protected] yourself or a Board Hero you Know!Board Hero NominationsBoardmember Merch Store!Connect with Hosts on LinkedInJulie AdamenKevin Davis, CIRMSRobert Nordlund, PESupport Our SponsorsAssociation Insights & MarketplaceAssociation ReservesCommunity FinancialsKevin Davis Insurance ServicesStokelight Video & MarketingThe Inspectors of Election

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