Send us a textIn this episode we unearth the surprising connection between HOA location and insurance risks!. Listen to Robert and Kevin delve into an enlightening exploration of how your zip code can fuel the drama and affect your wallet.❗Join our LIVE Podcast April 1st 2024 on Youtube! 👉  https://www.youtube.com/watch?v=24KbKsKyoNY✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Today our podcast takes a journey that traverses the unique intersections of geography and governance, where Home Owners Associations (HOAs) reside, and their insurance risks unfold. Kevin and Robert explore how the seemingly innocuous detail of your HOA's geographical location can fan the flames of drama, disrupt the harmony of communities, and most importantly, contribute to the often underestimated factor of insurance risk.Chapters from today's episode: HOAs & Insurance Risk: How Location Influences Drama and Costs!00:00 HOA associations run better without drama for insurance 01:09 Introduction to today’s topic - HOA insurance risk and how location matters 02:54 The importance of having well-managed HOA 04:26 Where are the bulk of HOAs in America? 06:36 West Coast Community Associations are Headaches!  10:15 HOAs on the West & East coast have people with more money & time 12:15 The difference in the mindsets of people from a Condo Association to an HOA 13:03 What’s happening with nuisance claims in South Carolina and Georgia 17:44 What are the different types of HOA insurance claims at different locations? 20:21: What can a HOA board do to lower their premiums & living peacefully in a community associations 26:37 Cyber Coverage (future topic on the podcast)Podcast Links:Full Episode ListWatch On YoutubeEngage in the conversation! Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to [email protected] yourself or a Board Hero you Know!Board Hero NominationsBoardmember Merch Store!Connect with Hosts on LinkedInJulie AdamenKevin Davis, CIRMSRobert Nordlund, PESupport Our SponsorsAssociation Insights & MarketplaceAssociation ReservesCommunity FinancialsKevin Davis Insurance ServicesStokelight Video & MarketingThe Inspectors of Election

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