💰 Episode #4 — The $2 Million Retirement Reality Check: Why Doing Nothing Is Riskier Than You ThinkMost Australians underestimate how much they’ll actually need to retire comfortably — and the reality might shock you.In this episode, Hovig and Peter break down the real math behind the so-called “$2 million retirement number,” the dangers of lifestyle creep, and why letting your money sit idle could be the riskiest decision of all.From inflation to income planning, they reveal practical steps you can take today to close your retirement gap and secure your financial future — without giving up your lifestyle.🎙️ Relatable stories. Straightforward insights. A few laughs along the way.This is your wake-up call to start building wealth that works for you — not against you.👉 Learn more or get in touch at smartmoneygroup.com.auAll strategies and information provided on this website are general advice only and does not take into consideration any of your personal circumstances. Please arrange an appointment to seek personal financial and taxation advice prior to acting on this information. SmartMoney Wealth Management is the parent company of SmartMoney Financial Services Pty Ltd (ABN: 67 618 468 741) a Corporate Authorised Representative (No: 001265087) of Bluewater Financial Advisors Pty Ltd (ABN: 99 153 118 533) the holder of the Australian Financial Services Licence no. 411846.Copyright © SmartMoney Wealth Management. All Rights Reserved.

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