Pam Abirached - Can I Get A Mortgage?

03/04/2023 34 min Temporada 2 Episodio 74
Pam Abirached - Can I Get A Mortgage?

Listen "Pam Abirached - Can I Get A Mortgage?"

Episode Synopsis

THE HER EMPOWERED DIVORCE PODCAST - DIVORCE EXPERT SERIESSpecial Guest Expert : Pam Abirached, Certified Mortgage Lending Professional CDLPIn this episode of the Her Empowered Divorce Expert Series podcast, Beverly Price interviews Pam Abirached, Certified Divorce Mortgage Lending Professional, CDLP, with Cross Country Mortgage. Pam talks to Beverly about how mortgage lending has more divorce specific details than regular mortgage lending. She also talks about one of the hottest issues in a divorce, “Who keeps the family home, if anyone?”She is a mortgage lender who specializes in helping couples going through divorce. Whether one or both individuals need mortgage assistance, or creative financing options, she is better suited to meet these needs than your traditional mortgage lender.Key Interview Questions:1.    How is a CDLP any different than a regular mortgage lender? •2.    Why can it be more difficult to get a mortgage through the divorce process? •3.    Can Alimony and/or child support be used to qualify for a home loan?4.    Is divorce lending all about ownership of the marital home?5.    Will you collaborate with the divorce attorney as a CDLP?  6.    Can I refinance the home loan into my name if I’m not currently on it?What 3 actionable takeaways can you give women that they can do to enhance their journey from beginning.1.    Make sure you know what credit tradelines you have combined with your spouse or ex-spouse. Work on getting EVERYTHING separated.2.    Alimony or Child Support need to be proven with 6 months on-time receipt before you can try to qualify for a mortgage using that income.3.    If at all possible, talk to a mortgage professional BEFORE signing a separation agreement! I can help you make sure what you're agreeing to - especially regarding the marital home[s] is actually feasible.About Pam:Pam is a Certified Divorce Lending Professional with a decade in the business. She loves helping people achieve their dreams of homeownership and navigating the sometimes treacherous waters that tend to come with divorce and mortgages.She has made an intentional choice to work at a private mortgage firm because it allows her to really get to know her clients and to devote as much attention as needed to each person and their unique homebuying situation.Because of this, many of the people she talks to start off as clients, and most of them end up as friends. You have a choice when it comes to who you decide to work with on your mortgage. What you get with Pam is a personalized touch. She takes the time to get to know you and your needs.CONNECT WITH Pam Abirached, CDLP·      WEBSITE: https://crosscountrymortgage.com/Abirached-Team/Pam-Abirached/·      FACEBOOK: www.facebook.com/ApprovedByPam·     INSTAGRAM: @pampamabirached CONNECT WITH PODCAST HOST AND DIVORCE AND EMPOWERMENT COACH, BEVERLY:Website - www.herempowereddivorce.comEmail -