Please visit:
GK Media
https://www.gkmedia.ie
Atlantic Wealth Management
https://atlanticwm.ie
Pádraic Ó Máille Smácht
https://omaille.ie
Disclaimer: Niall Leyden is the Founder of Atlantic Wealth Management Limited, a firm that is regulated by the Central Bank of Ireland to advise on and arrange a range of financial products. Please note that Niall’s comments in this podcast are made in a personal capacity and are not recommendations or financial advice and do not form part of Atlantic Wealth Management Limited’s regulated activity.
 
Podcast Introduction (00:00:00)
GK Media and Wellth Talks podcast introduction, hosts and guests are introduced, and episode context is set.
Innovation and Life Expectancy (00:00:59)
Discussion on innovation, historical life expectancy, population growth, and the impact of technology on society.
Global Economic Challenges and Adaptation (00:02:17)
Overview of major economic crises (dot-com bubble, 9/11, 2008 crisis, Covid-19, inflation) and the need to adapt.
Patience and Long-Term Vision in Wealth Management (00:03:02)
Importance of patience, long-term vision, and adapting to change in financial planning and wealth management.
Defining Wealth and Financial Planning (00:04:00)
Wealth as freedom from financial worry, and the role of financial planning in bringing the future into the present.
Progress, History, and Human Behavior (00:04:43)
Belief in permanent progress, temporary declines, and the importance of managing behaviors over managing money.
Compounding and Investment Returns (00:05:48)
Explanation of compounding, annual returns, and the impact of patience on investment growth over decades.
Behavioral Biases and Sticking to the Plan (00:07:37)
Discussion on common investor biases, the importance of sticking to a plan, and managing client behaviors.
Personal Journeys and Adapting to Change (00:08:25)
Stories about personal and client journeys, the inevitability of change, and the need to adapt in life and business.
Reluctance to Change and Human Nature (00:09:17)
Anecdotes illustrating human reluctance to change, even when knowing what needs to be done.
Career Path and Life’s Nonlinear Journey (00:12:13)
Host shares his career journey, emphasizing the unpredictable, non-linear path and the importance of adaptation.
Growth vs. Profit and Knowing When Enough is Enough (00:14:31)
Discussion on focusing on profit over growth, steadying the business, and recognizing when enough is enough.
Happiness, Fulfillment, and Financial Wellbeing (00:16:04)
Stories about clients finding happiness and fulfillment by simplifying business and focusing on what matters.
Understanding Inflation and Its Impact (00:17:02)
Explanation of inflation, its effects on purchasing power, and why understanding it is crucial for financial health.
Inflation, Taxes, and Financial Planning in Ireland (00:19:05)
Discussion on inflation, taxes, and the importance of having a financial plan tailored to Irish business owners.
Cultural Attitudes Toward Money and Saving (00:20:55)
Reflection on Irish attitudes toward saving, property, and the pitfalls of holding cash in inflationary times.
Automating Savings and Wealth Creation (00:21:30)
Advice on automating savings, paying yourself first, and the power of regular, consistent investing.
Innovation in Business and Personal Finance (00:22:23)
Encouragement to innovate and adapt in both business and personal finances to avoid stagnation.
Podcast Closing and Call to Action (00:23:28)
Episode wrap-up, encouragement to share feedback, and invitation to listen to future episodes.
 

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