In this episode, The Annuity Man discussed:  Ensuring a stable retirement regardless of politics  How annuities are priced  Planning for political uncertainty  Tailoring annuities to your financial goals    Key Takeaways:  Annuities provide a guaranteed income floor regardless of political outcomes. Take emotions out of financial decisions, and focus on building an income floor for your retirement.  Life insurance companies primarily price annuities based on life expectancy. Although a Cost Of Living Adjustment can be attached to annuities, it could lower your initial payments to make up for that adjustment.  Prepare for both political outcomes by considering various different financial strategies. Have a plan in place to manage taxes and protect assets. Have a fact-based approach when it comes to planning and focus on contractual guarantees. Be rational, practical, and pragmatic.  Structure an annuity to meet your specific financial goals. Consider both qualified and non-qualified accounts when planning for retirement. Have a comprehensive financial plan that includes annuities and other financial instruments. Utilize annuities to plan for your legacy and provide an income for your heirs.    "What I'm encouraging you to do is get rid of the politics - this is about your money, your family, your legacy. With money, whether you're in the stock market, bond market, annuity market, it should be a non-emotional, fact-based decision." —  Stan The Annuity Man   Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: [email protected]  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

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