In this episode, The Annuity Man and Marcia Mantell discuss:  Retirement planning is personal  The uncomfortable "unexpected."  Who are the best financial advisors?  Lasagna style income planning   Key Takeaways:  Friends and neighbors are not your friends when it comes to retirement decision-making. It's all completely personal.  If there's anything that's not unexpected, it's that we know we are one day going to die. We just don't like to talk about it; we don't like to think about it.  The best financial advisors are those that aren't born from money. They understand what it's like to come from a family that doesn't have much, so they've been repeatedly taught in their youth to respect and value money.  If you can make lasagna, you can also make a retirement plan. Retirement planning is a layered process; there has to be a plan in place, you can't randomly do it, and there's a myriad of ingredients.     "Starting early is the key. If you miss 50, start wherever you are today. This is not a weekend project - it's too hard and complicated. The best thing we can all do is take ownership, we have to understand social security to make good decisions, and we have to understand medicare." —  Marcia Mantell.    Connect with Marcia Mantell: Website: https://mantellretirementconsulting.com/about/meet-marcia-mantell/  LinkedIn: https://www.linkedin.com/in/marciamantell/  Twitter: https://twitter.com/MarciaMantell    Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: [email protected]  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today: https://www.stantheannuityman.com/annuity-calculator! 

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