In this episode, The Annuity Man and Mr. FIA-X discuss:   Avoiding upfront bonuses  Prioritizing the interests of the consumer  Market-like returns  The worst-case scenario for annuities    Key Takeaways:   Don't let yourself be fooled by upfront bonuses and not everybody needs an income rider. Be reminded that the purpose of annuities is to transfer your risk.   If you hear the sales pitch that you'll get 'market-like returns', take your money and run. They don't know what they're talking about.   Index annuities are not an investment, they're transfer risk, principle protection products because the worst-case scenario is that you don't lose any money.     "Don't ever-ever-ever confuse features on an annuity with benefits. Never" —  Mr. FIA-X      Connect with The Annuity Man:  Website: http://theannuityman.com/  Email: [email protected]  Book: Owner's Manuals: https://www.stantheannuityman.com/how-do-annuities-work YouTube: https://www.youtube.com/channel/UCCXKKxvVslbeGAlEc5sra2g  Get a Quote Today - https://www.stantheannuityman.com/annuity-calculator! 

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