Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/-----In our latest episode of From Why to Wealth Podcast, join me, Gabriel Mikha and Andrew Willis, Senior Financial Broker, as we share a powerful but rarely discussed banking policy that could help you slash years off your mortgage and save hundreds of thousands in interest payments.We talk about how banks are required to assess your loan at a rate 3% higher than your actual rate, how this hidden "buffer" can be turned into a strategic advantage for faster loan repayment, and how making the assessment rate payments could save you up to $346,000 in interest.We also discuss why putting extra payments into your redraw facility is often better than an offset account, how to maintain higher repayments even when interest rates drop, and how this strategy can create substantial equity for future investment opportunities.If you want to learn how to potentially cut your 30-year mortgage down to just 16 years while building a significant investment nest egg for your future, then make sure to listen to this episode!-----SHOW NOTES LINKShttps://www.thefinanceco.group/https://au.linkedin.com/in/gabriel-mikha-15727979 https://www.linkedin.com/in/andrew-willis-741b441b8/  -----LISTEN TO THE PODCASTSpotify: https://spoti.fi/4gt1A94 Apple Podcast: https://apple.co/4gtRHbe Amazon Music: https://amzn.to/4f85Ol4 -----FIND US HEREFacebook: https://www.facebook.com/profile.php?id=100069349250230 LinkedIn: https://www.linkedin.com/company/isav-group/ Instagram: https://www.instagram.com/thefinanceco.group/ TikTok: https://www.tiktok.com/@fromwhytowealth YouTube: https://www.youtube.com/@fromwhytowealth/  -----CONTACT USEmail: [email protected]   Contact No.: 02 8004 5020-----TIME STAMPS:00:00 Intro00:41 How We Can Use the Bank Policies to Pay Down Our Loan04:05 Paying Off Your Loan Sooner06:12 Extra Repayments Weekly vs Monthly07:39 Saving Money on Extra Repayments Monthly10:52 Loan in 29 Years14:09 How Do You Recycle Money?16:32 Buying an Investment Property20:13 Saving Money by Using the Banks’ Policy 24:46 Conclusion-----DISCLAIMERThe information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.

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