Experience a simple, fast, stress-free loan process tailored to your financial needs. Contact us at https://www.thefinanceco.group/-----In this episode, we’re joined by Peter Wyszenko, Managing Director of APICKLE, a firm that specialises in informal debt restructuring solutions that help Australian businesses regain control, protect their assets, and avoid liquidation.We talk about why compounding liabilities like ATO debt, unsecured loans, and personal guarantees are catching business owners off guard, how the ATO is ramping up collections with over 52,000 Director Penalty Notices issued, and why communication—not silence—is the key to surviving financially.We also break down how SBR works step-by-step, what most people misunderstand about credit reports post-restructure, and how business owners can still refinance or buy property even after going through formal restructuring.If you want to protect your financial future, avoid the mistakes that lead to personal liability, and learn how to turn short-term debt stress into long-term opportunity, then make sure to listen to this episode!SHOW NOTES LINKShttps://www.linkedin.com/in/apickle/https://apickle.com.au/https://www.instagram.com/apickle.com.au/https://www.linkedin.com/company/apickle/https://www.facebook.com/picklemoneyhttps://au.linkedin.com/in/gabriel-mikha-15727979  ----- LISTEN TO THE PODCAST Spotify: https://spoti.fi/4gt1A94Apple Podcast: https://apple.co/4gtRHbeAmazon Music: https://amzn.to/4f85Ol4 ----- FIND US HERE Facebook: https://www.facebook.com/profile.php?id=100069349250230 LinkedIn: https://www.linkedin.com/company/isav-group/ Instagram: https://www.instagram.com/thefinanceco.group/ TikTok: https://www.tiktok.com/@fromwhytowealth YouTube: https://www.youtube.com/@fromwhytowealth/ ----- CONTACT US Email: [email protected] Contact No.: 02 8004 5020-----TIME STAMPS:00:00 Intro/Hook01:03 Introduction of Guest01:20 Small Business Restructuring (SBR) Overview03:43 Impact of ATO Debts on Businesses06:33 Process and Benefits of SBR10:10 Role of Commercial Brokers and Insolvency Practitioners23:09 Emotional and Practical Considerations23:36 Future Borrowing and Financial Stability24:46 Mistakes to Avoid After SBR32:51 Conclusion and Final Thoughts/Outro-----  DISCLAIMER The information provided in this podcast is for general purposes only and should not be considered personal advice. Always consult with qualified professionals or experts in the relevant field for personalised advice tailored to your specific situation.  

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