Episode Synopsis "The Importance of Asset Allocation & Asset Location"

📢Episode Summary:Welcome back to theFresh Perspective Podcast! After a brief hiatus, we’re excited to bring you insightful discussions on retirement planning, investment strategies, and tax-efficient financial decisions.In this episode,Michael Mezheritskiy (President of Milestone Asset Management Group) andRich LoPresti (Certified Financial Planner) dive into two essential investment concepts:Asset Allocation and Asset Location—and why both are critical for a secure and tax-efficient retirement.✅Key Takeaways from This Episode:Asset Allocation vs. Asset Location: What’s the difference, and why does it matter?How asset allocation balances risk and return as you transition from accumulation to retirementWhy asset location can help minimize taxes and maximize after-tax returnsThe importance of the sequence of returns risk and how to protect your portfolio from market downturnsThe bucket strategy: A unique approach to asset allocation based on cash flow needsThe role of tax-advantaged accounts (Traditional IRA, Roth IRA, Brokerage) and how to optimize themCommon mistakes investors make with mutual funds, bonds, and target-date funds💡Did you know?Vanguard’s research suggests thatproper asset location can add up to 0.75% in after-tax return per year, significantly improving long-term wealth accumulation.Whether you’re nearing retirement or just getting started, this episode provides actionable insights to help you build asmarter, tax-optimized portfolio.🎧Listen Now on:📌Apple Podcasts |Spotify🔗Resources & Contact:📍Website:milestoneamg.com📞Call Our Office: 860-259-4800If you have questions or want to discuss your retirement strategy, reach out—we’re here to help!📩Subscribe & Stay ConnectedDon’t forget tosubscribe for more expert insights on retirement planning, investment strategies, and financial well-being. If you enjoyed this episode, pleaseleave us a review—it helps more listeners find valuable content like this!

Listen "The Importance of Asset Allocation & Asset Location"

More episodes of the podcast Fresh Perspective Planning

• Required Minimum Distributions (RMDs) – Avoid the Tax Trap! 💸
• Volatility, Roth Conversions & Retirement Guardrails – What You Can Do Today
• The Importance of Asset Allocation & Asset Location
• I have After Tax Money In My 401K - Now What?
• I Just Want Planning Help!! How To Work With Flat-Fee Only Planning Firms!
• Pension Maximization Options
• Top Questions To Ask When Interviewing a Financial Planner
• How Biden’s New “American Families Plan” Tax Proposal Can Impact Your Retirement
• Roth Conversion Q&A Part 1
• Ready to Start Social Security, but should you?
• So you heard about Roth Conversions, now what?
• Keep hearing about Bitcoin, Blockchain and Cryptocurrency on the news and don’t understand what it is?