Welcome to Flip the Cap, the insurance industry's premier podcast! In this episode, Kathryn Smith sits down with special guest Oliver Pidgeon, Managing Director at Bowood (part of Howden Re), and Jencap's commercial lines brokers, Jim Andreoli and Tony O'Donnell. They unpack how a global marketplace of syndicates prices risk with data and discipline, and how reinsurance acts as the "tide" moving U.S. rates and capacity. This insightful crew discusses key global trends and their impact on our domestic insurance marketplace, emerging risks in the E&S space, and offers straight-talk predictions for 2026. If you're looking to better understand Lloyd's of London and the moving pieces that make up the Excess and Surplus lines market, this episode is for you.   🎧 Tune in now to our new season of Flip the Cap, the industry's premier podcast that delivers insurance insights with a twist!    Episode Highlights Include: [06:00-12:13] Global trends and their connection to domestic trends [15:44-21:37] Emerging risks in the E&S marketplace  [23:41-28:03] New players entering the domestic market (MGAs) [28:03-32:37] Predictions for the E&S market in 2026  

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