Listen "Credit Scores Made Simple: Utilization, On-Time Payments, Secured Cards, and Myths to Ignore"
Episode Synopsis
Your credit score is your financial reputation. In your 20s, every decision counts. Michelle explains how credit actually works and gives you a clear playbook to build trust with lenders: pay on time, keep utilization low, be intentional with new accounts, and start with a secured card if you are new to credit. We also bust common myths so you stop leaving money on the table with high rates and deposits.What you’ll learn:• What affects your score most and how to improve it fast• The utilization rule of thumb and how to stay under it• How to use a starter or secured card the smart way• Credit myths to ignore so you do not sabotage your progressWant step-by-step guidance to build great credit with confidence? Finance 101 drops on October 20th. Join the waitlist for 20% Off Now https://womeninwealth.myflodesk.com/waitlist-finance101Connect with Michelle: https://www.instagram.com/women_in_wealthLearn more about Women In Wealth: https://womeninwealth.co/
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