This episode of the Daily Financial Services News Wrap covers key financial updates in Australia. We discuss household energy costs, with tips from Chris Madikian on possible savings through small changes like adjusting fridge placement and using cold-water washes. Next, plans by treasurer Jim Chalmers to restructure tax concessions on high-value superannuation accounts are analysed, as Australia grapples with falling mineral prices, declining revenues, and increased spending on Medicare and aged care. Aussies are projected to spend $1.3 billion on Boxing Day, despite inflation pressures, and Fleur Brown from the ARA mulls potential interest cuts and consumer sentiment. Finally, RACQ Insurance's partnership with RIA Australasia aims to improve industry standards and claims management, in response to growing weather challenges. For more financial news, check out the website financialservicesonline.com.au.

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