In episode 61 of Financial Conditioning, Simon Karmarkar provides an introduction and overview before diving into the topic of celebrating and utilizing excess investment returns. He offers guidelines on how to spend these returns wisely, emphasizing the importance of understanding the power of compounding in investments. Simon also covers tax credits available for college students, specifically the American Opportunity Tax Credit (AOTC) and Lifetime Learning Credit, providing insights on eligibility and benefits. The episode concludes with a discussion on determining your home's value, offering practical advice for homeowners looking to assess their property accurately.

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