The Empowered Aging Collective (Hartwell Financial Services, Fiona Bryan, Eva Albuja, and Jill Love) discusses common issues facing an aging population, and how to plan accordingly. *Securities and investment advisory services offered through Royal Alliance Associates Inc. (RAA), member FINRA/SIPC. RAA is separately owned, and Eva Albuja, Fiona Bryan, and Jill Love are not agents or representatives of Royal Alliance Associates Inc. South Bay Property Advisors, Inc., New World Mortgage, and Peters & Love are independent and non affiliated companies.