Nick demystifies credit scores by explaining how they're calculated and what factors matter most. He distinguishes between good debt and bad debt, provides strategies for using credit cards wisely to maximize benefits while avoiding common traps, and offers actionable advice for improving credit scores over time. The episode emphasizes how credit impacts various aspects of life beyond borrowing and provides practical steps for building strong credit history.Click here to browse handpicked Amazon finds inspired by this podcast series!https://amzn.to/45wPB7yThis content was created in partnership and with the help of Artificial Intelligence AI

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