In this episode, Nate Scott unveils the real reasons why retirement programs fail to produce financial independence for most people. He explains how they create a passive environment that is not conducive to wealth building, and how the timing of the market may not align with your life's timing, making you constantly financially vulnerable. Nate advises people to focus on becoming financially independent through active wealth building strategies, such as infinite banking. Ready to become your own banker and build financial independence through infinite banking? Schedule your FREE consultation now! Key Takeaways: Retirement programs create a passive mindset that makes consistent wealth building impossible. Retirement programs do not do a good job of producing passive income. The timing of the market may not align with your life's timing. Focus on becoming financially independent through active wealth building strategies can lead to a higher chance of success. Episode Resources: Gain FREE access to our Infinite Banking Course here  What is Infinite Banking Who was Nelson Nash?

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