In this episode of Data Analytics Chat, we explore the transformative impact of data analytics and AI in the fintech sector, particularly focusing on startups and maturing businesses. Manil Manohar, Head of Data at Ratepay, a FinTech organisation based in Berlin, joins us.We discuss many topics, including advancements in AI and analytics, customer experience personalisation, fraud detection, risk assessment, and the operational efficiencies of AI technologies. 00:00 Introduction to Today's Topic: Fintech and Analytics00:31 Meet the Expert: Manil Manohar from Ratepay00:56 The Role of Data in Decision Making03:27 AI's Impact on the Fintech Industry07:11 Leveraging Analytics for Market Opportunities08:58 The Future of Crypto in Fintech10:27 AI in Business Operations and Decision-Making13:12 Challenges and Opportunities in AI Adoption25:00 AI for Customer Experience and Fraud Detection34:16 Optimising Operations and Reducing Costs with AI36:26 Balancing AI Power with Data Privacy38:03 Emerging Trends and Future Predictions in Fintech42:27 Conclusion and Final ThoughtsThank you for listening!

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