Episode 98: The Hidden Cost of Selling – Why Small Price Shifts Matter

16/10/2025 22 min
Episode 98: The Hidden Cost of Selling – Why Small Price Shifts Matter

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Episode Synopsis

Hosts Ciaran O'Brien and Peter O'Malley unpack why a seemingly “small” price change can translate into a substantial real-world loss once you factor in stamp duty, agent fees, legal costs, and market timing. Using real examples, they illustrate how the 10% break-even rule plays out and why meaningful tax reform could help unlock better housing mobility.We also discuss:The 10% break-even reality across different market segmentsHow stamp duty brackets and bracket creep erode gainsReal examples of sellers taking losses despite higher sale pricesWhat transaction costs you can and can’t controlHow capital gains tax (CGT) discounts and losses actually workThe difference between tax-free gains on a primary residence vs. investor treatmentCommon media myths vs. the true net financial outcomesWho to consult for expert financial and property adviceHow strong agency work behind the scenes adds measurable value to a saleSend us a textAs always if there is a specific topic you would like for us to cover, please reach out and let us know!

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