In this insightful episode of Crystal's Spot, host Crystal Swearingen sits down with real estate expert Ashley Zeller to explore a powerful strategy for homeowners looking to optimize their mortgage terms. Join them as they dive into the intriguing concept of using home equity from a home sale to buy down points and lower interest rates. Ashley Zeller, renowned for her expertise in the real estate industry, unveils the secrets behind leveraging home equity to secure more favorable interest rates. She explains the concept of "buying down points" and how it can translate into substantial long-term savings for homeowners.  Throughout the episode, Crystal and Ashley break down the step-by-step process, highlighting its benefits and potential pitfalls. They explore various scenarios, shedding light on when it's most advantageous to use this strategy and how it aligns with different financial goals. Listeners will gain valuable insights on how to assess their own situations, determine if this approach is right for them, and navigate the intricacies of buying down points effectively. Whether you're a current homeowner considering refinancing options or someone planning to sell their home in the near future, this episode is a must-listen. Crystal and Ashley's engaging conversation offers practical advice, expert tips, and a wealth of knowledge to empower listeners in making informed decisions about their mortgage journey. Tune in to Crystal's Spot as Crystal Swearingen and Ashley Zeller unlock the potential of home equity, revealing the path to securing lower interest rates and financial peace of mind.

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