In this edition of "Your Course To Retirement", Ron Courser, CFP® discusses withdrawal rate risk. Withdrawal rate risk means that your retirement lifestyle could be jeopardized in later years because of an unsustainable income rate early on. A written plan addresses the potential that an individual's retirement portfolio will be depleted too quickly due to withdrawing too much money in the early years of retirement. Ron shares his insights on calculating an appropriate withdrawal rate and managing this risk through proper retirement planning. We also discuss the importance of diversification, asset allocation, and risk management in retirement portfolios. If you have any questions about income in retirement, withdrawal rate risk, or constructing a retirement plan, contact Ron Courser at (616) 301-2581 or visit https://www.cornerstone-rp.com/ for more information.

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