Today at a Glance:How could you deliver your core offering in 10 minutes?Inside the Consumer’s MindThe Future of Flexibility: Exploring New Avenues for Cards to Bring ValueUS Mortgage CI Trends for 2025US Mortgage Predictions in 2025Financial Services Weekly DigestLightbulb Moments: Spark Your Strategy (Vol. 29)CashApp Tortoise Shell CardAs I wrap up two weeks in India, one thought keeps circling my mind: the gap between patience and progress has never been wider. The Taj Mahal, one of the greatest symbols of craftsmanship and devotion, took 22 years to complete. Today, in that same country, millions expect groceries, meals, and medicines to arrive in under 10 minutes. This shift isn’t just about speed—it’s about how consumer expectations are being reprogrammed in real time. Much like Amazon conditioned us to expect 2-day delivery, apps like Blinkit and Zepto are reshaping how people think about service, convenience, and immediacy. This is more than just a logistics breakthrough—it’s a mindset shift.Imagine applying this mindset to Marketing or Retail Banking.What would it look like if you could deliver your core offering in 10 minutes?What sacred cows would you need to challenge?Which outdated processes would need to be dismantled?How would your customer expectations evolve if 10-minute fulfillment became the norm?The 10-Minute Mindset in MarketingReal-Time Campaign Adjustments: Imagine campaigns that adapt dynamically in real-time based on customer engagement metrics, ensuring maximum impact.Instant Feedback Loops: Using social listening tools to gather and analyze customer feedback instantly, allowing brands to pivot their messaging or strategy on the fly.Immediate Personalization: Harnessing AI to deliver hyper-personalized content, offers, and experiences to customers within minutes of them interacting with your brand.The 10-Minute Mindset in Retail Banking10-Minute Mortgage Approvals: Imagine complex loan products like Mortgages approved in 10 minutes.Real-time Financial Advice: Banks could offer personalized financial advice in real time, based on a customer’s spending patterns, investments, and goals.10-Minute Issue Resolution: Chatbots and virtual assistants powered by advanced NLP could resolve customer issues almost instantly, eliminating the frustration of long hold times.

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