Episode Highlights: Our Predictions, debated:1. Buy Now Pay Later (BNPL) implodes.2. More than a few challenger banks look for exits, or fold.3. Private equity rolls up public former D2C retail darlings.4. Crypto winter will persist through 2023, but not forever.5. Mass merchants face headwinds while luxury booms.6. Incumbents acquire at least one venture-backed payments company for $1B+.7. Skyrocketing consumer borrowing in 2022 makes credit servicing and collections a critical category for investment in 2023.8. Venture funding bottoms out in Q1, before rising in Q2.9. Scrappy founders return.10. Retailers invest in the automation of stores and supply chains as labor markets remain tight. About the Guest:Dan on LinkedIn, Matt on Linkedin, Ys on LinkedinCommerce WebsiteInterested in keeping up with the latest in FinTech and Retail Tech? Check out our website to learn more about us and follow our social media to stay up to date.Follow Commerce Ventures: TwitterLinkedInMedium

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