Crystal Jacques and Darlene Kemp dive into the key challenges that come up after a real estate contract is ratified. They break down important topics like appraisal gaps, title issues, and why having a knowledgeable agent is crucial for navigating these obstacles. The conversation highlights the complexities of the home buying process and the importance of educating buyers along the way.They also discuss common hurdles that can delay closing, such as difficulties securing homeowners insurance, the impact of past insurance claims, the need for flood insurance, and the importance of disclosing all debts. Additionally, they cover how earnest money deposits are handled and why clear communication between buyers and lenders is essential for a smooth transaction.

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