In this episode of CACMChat: The HOA Life, CEO Tom Freeley welcomes Charlotte Allen of Socher Insurance Agency, a HUB International Company, for a myth-busting conversation about the California FAIR Plan. Drawing on over 20 years in the HOA insurance industry and on her recent article on the topic, Charlotte breaks down what’s changed, what’s misunderstood and what community managers really need to watch out for.From wildfire risk and shrinking admitted markets to misleading guidance and growing confusion around surplus lines vs. the FAIR Plan, this episode and Charlotte’s article serve as a guide for navigating California’s complex insurance landscape with clarity and confidence.Tune in for real talk, expert perspective and practical tips for protecting your communities in today’s hard insurance market.Check out Charlotte’s article today: https://cacm.org/resources/california-insurance-regulations-article-by-charlotte-allen/Links & Resources:Visit us at www.cacm.orgTo listen to other podcast episodes, go to https://cacm.org/podcast/Follow us on social media: @cacmchatLinkedIn: https://www.linkedin.com/company/cacm/Facebook: https://www.facebook.com/CACMchat/Instagram: https://www.instagram.com/cacmchat/X: https://x.com/CACMchat

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