Listen "Ep8: Securing Your Credit Reports and Freezes"
Episode Synopsis
In this episode, Marc David speaks with credit expert Olivia Chen about best practices for safeguarding your credit reports and identity including:Placing credit freezes with Equifax, Experian and TransUnion to restrict new account openingsLifting freezes temporarily when applying for new credit using your PINFreezing children’s credit reports until they are old enough to manage creditChecking your credit reports annually for signs of fraudulent activityReviewing reports to verify personal info and watch for unauthorized accountsDisputing fraudulent charges, closing accounts and reporting identity theftPutting freezes and monitoring in place proactively even if not breach impactedMaking credit protections part of your regular financial security regimenFor full episode recaps and cybersecurity tips, visit bytesizedsecurity.show or subscribe to the podcast. See you next time!---I do hope you enjoyed this episode of the podcast. Here's some helpful resources including any sites that were mentioned in this episode.--Sites Mentioned in this EpisodeIdentityTheft.gov - Recovery Steps - Hopefully you won't need this resource but if you do or you know somebody who needs help with Identity TheftAnnual Credit Report.com - Home Page - The free way to request your credit report, annually, from the big agenciesCredit Freeze | Freeze My Credit | TransUnionSecurity Freeze | Freeze or Unfreeze Your Credit | EquifaxHow to Freeze Your Credit For Free - ExperianFree credit freezes are here | Consumer Financial Protection BureauWhat To Know About Credit Freezes and Fraud Alerts | Consumer AdviceHow To Freeze Your Credit With Experian, Equifax and TransUnion - This article from Clark Howard provides excellent guidance on how to freeze and unfreeze your credit with the three major credit bureaus to prevent identity theft.--Find subscriber links on my site, add to your podcast player, or listen on the web players on my site:Listen to Byte Sized Security --Support this Podcast with a Tip:Support Byte Sized Security
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