As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans

03/04/2025 2 min Episodio 6
As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans

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Episode Synopsis

“As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans.” This comes directly from HUD’s Mortgagee Letter 2025-09. Why the change? The federal government is tightening access to FHA benefits to only U.S. citizens and lawful permanent residents.This means: • No more FHA loans for buyers with work permits, student visas, or temporary immigration status. • Your buyer MUST have USCIS documentation or be a citizen of the Marshall Islands, Palau, or Micronesia.This is a critical update—especially in diverse markets like ours where many hardworking families rely on FHA for their first home.What to Do Now: 1. Pre-screen for residency status immediately. 2. Use MKG’s FHA-qualified preapproval system. 3. Schedule a call with me—we’re here to help you stay compliant and close deals.”“Don’t let policy changes cost you commission.MKG Enterprises Corp Mortgage Broker NLMS 1370394website: https://mkgenterprisescorp.com (559) 412-7248Equal Opportunity Lender