Sean Introduction:  Open enrollment – two words that each of us know are coming at the end of the year, but none of us are that ready.  In a recent conversation with my wife, I explained how confused I am with benefit plans and which ones I should chose, most of the time flipping a quarter to make the decision. Now, think about the company administrators who must make these larger decisions for entire organizations.  Our guest today has been around the employee benefits business for over 30 years and has an ability to make the complex simpler.  David Marom is the President at Marom Consulting and a contact that every employee benefits administrator should get to know. 

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