The U.S. is still millions of homes short—and the gap is growing. In this episode, we dive into Zillow’s latest data showing a 4.7 million-home deficit in 2023, driven by high household formation and lagging construction. We explore how housing shortages in major metros like New York, L.A., and Boston are colliding with affordability challenges, forcing millennials and Gen Z to delay homeownership. Plus, we highlight the 10 most affordable cities to buy a home under $300K, from Detroit to El Paso, and explain why investors should be eyeing these overlooked markets.


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