Today we chat about the wintertime and the housing market. We predict this winter will be huge for refinances and refixes, and the banks will start another price war. We chat through rates, personal decisions on making the move, and what really happens in winter?  Thank you to our series sponsor – Atomic Coffee.  These legends fuel us and our guests through our podcasts.     If you have any questions or comments, or have a topic you want us to discuss you can contact us at [email protected], or follow us on Facebook https://www.facebook.com/MoneyEmpireNZ/ Alternatively, check out some of our social pages on:  instagram.com/beyondthefieldpodcast facebook.com/beyondthefieldpodcast/ linkedin.com/company/beyondthefieldpodcastseries The advice shared on Beyond the Field is general in nature and does not consider your individual circumstances and is based on our personal opinions. Beyond the Field is for educational purposes only and should not be relied upon to make financial decisions. The Money Empire group are Financial Advisers. We do not provide our clients with advice on investments, nor do we provide investment planning advice.  To receive personal financial advice, you must first engage with the relevant individual or sector, and receive, read and understand their Scope of Service and Terms of Engagement to ensure the service and products are suited to your needs.  We may discuss products, services and answer listener questions on this podcast for illustration purposes only.    www.moneyempire.co.nz  Triple M Group Limited (5737850) (NZBN: 9429041825877) Registered NZ Limited Company.    

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