The fastest way to lose your financial footing is to chase someone else’s life. We pull back the curtain on financial FOMO—why comparison warps judgment, how hype hides risk, and what it really costs to keep up with curated feeds, trendy purchases, and hot stock tips. Drawing on hard-won lessons from private banking, we unpack the “big hat, no cattle” problem: high incomes paired with high debts and very little true wealth. The images look impressive; the balance sheets tell another story.From retirees eyeing RVs they won’t use to investors tempted by message-board momentum, we explore how to spot lifestyle mismatches and promotional noise before they drain your energy and your cash. You’ll learn simple, durable guardrails: ask basic questions about profits and customers, set a written investment policy, and resist becoming exit liquidity for someone else’s hype. More importantly, we show how to replace the anxiety of missing out with the joy of missing out—protecting the people, routines, and small luxuries that actually make your days better.This conversation is a practical guide to designing a values-first budget. Start by naming what you love—golf, fishing, tennis, Mahjong, community theater, unhurried dinners—and protect that spending. Then prune the rest: unused subscriptions, status upgrades, and impulse buys that don’t serve your life. Peace of mind follows when your plan funds what matters, your emergency buffer is real, and your calendar still has room for date night. The win is not the flash; it’s the freedom. If that resonates, hit follow, share this with a friend who needs it, and leave a quick review to help more listeners trade FOMO for contentment. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

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