This year, most people are tightening their belts where they can and that will most likely mean in holiday gift giving as well. Luckily, it's still early and you still have time to make a plan for your holiday budget so that you can give responsibly and enjoy a lovely holiday with those you love. Stacey has some ideas to help you think outside of the (beautifully wrapped) box so you can be a great gift giver and not regret it later. Envision Financial Planning. 5100 Poplar Avenue, Suite 2428, Memphis, TN 38137. (901) 422-7526. This communication is strictly intended for individuals residing in the United States. Advisory Services offered through Envision Financial Planning, a Registered Investment Adviser.

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