One of the things I love about our Barefoot Innovation conversations -- and about fintech, for that matter -- is the passion you find in so many founders, these people who really believe they can do better for consumers. You hear it in the voices of many of the guests we've had on the show, the note of excitement, the sense that they can almost see a better future. They're often people from the technology world who looked at some traditional, stuck feature of the financial system and said to themselves, I can do better than this. Today's guests are wonderful examples. They are Matthew Cooper and Nadim Homsany, cofounders of EarnUp.

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