Recorded live at Backbase ENGAGE Americas, episode 63 of Banking Reinvented features a panel discussion about the best ways to modernize without rewriting or replacing your entire tech stack.In this episode, moderator Jan Rempe is joined by some of the region’s top thought leaders: Justin Zeidman (Navy Federal Credit Union), Alicia Stone (KeyBank), Fred Fuller (Endava), and Andy Cease (Entrust). Together, the group discusses the power of progressive modernization, a series of smart, modular moves, rather than a massive, one-time overhaul.Tune in to hear how to modernize progressively using modular thinking, customer- and member-centric design, and a clear path to value.–Curious to find out more about customer-centric banking? Follow us on LinkedIn:-> Backbase-> Jouk Pleiter-> Tim Rutten-> Justin Zeidman-> Alicia Stone-> Fred Fuller-> Andy CeaseStep into the future of finance -> Check out our content hubTimestamps(00:00) – Welcome to the “Banking Reinvented” podcast(00:53) – Topic overview and introduction to speakers(03:17) – Modernizing while maintaining the customer/member experience(10:20) – The current and future state of composable banking(12:37) – Structuring teams to achieve modular modernization(15:01) – Regulatory compliance and fraud(21:41) – Patterns in global modernization(25:01) – Unlocking growth and value, ROI capture(27:48) – Prioritizing ROI in treasury onboarding(32:55) – Key takeaways on modernization(36:44) – Questions from the audience(40:03) – Episode wrap-up

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