In this episode, we discuss the uses, regulations, and rates surrounding fixed annuity products such as FIAs, RILAs, and MIGAs, and where they fit into a balanced portfolio. We also look at the risks and rewards and the differences between the various types of fixed annuities, as demonstrated by the latest research.
Presented By:
Michael Finke, PhD, CFP®, Professor of Wealth Management, The American College of Financial Services.
Featuring:
Bobby Samuelson, President, Life Innovators
David Blanchett, Managing Director, Portfolio Manager, and Head of Retirement Research, PGIM DC Solutions
“Annuity Insights” is produced and owned by The American College of Financial College with generous support from New York Life Insurance Company (NLYIC). Accuracy of information is subject to change (taxes, legal, rates, etc.), but believed accurate as of the time of recording (January-April 2025).

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