This episode answers the question: What do I need to have in order financially to buy a house?We chatted with Renee Coleman, a residential mortgage lender, about the essential financial steps to prepare for buying a house. Renee highlights the importance of knowing your credit score, understanding your debt-to-income ratio, and talking to a lender early in the process. She explains how these steps help assess your financial readiness and determine the funds you have available for a down payment and closing costs. Renee also shares insights on the importance of income history, including considerations for freelancers, and the benefits of working with a local lender. With her tips, you’ll feel more confident navigating the home-buying process and increasing your chances of having your offer accepted in a competitive market.Learn more about Renee on her Fresh Starts profile: https://www.freshstartsregistry.com/resourceguide/crosscountry-mortgage

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