Digital identity wallets are becoming a central focus in global identity conversations, driven by regulatory pressure, rapid technical evolution, and growing expectations around interoperability. This episode examines how layered architectures, protocol choices, and platform behaviors shape the user experience in ways that are often misunderstood. Listeners will learn why the Digital Credentials API (DCAPI) is frequently blamed for issues it cannot control, how differing operating system and browser implementations create fragmentation, and why meaningful governance and clear technical boundaries are essential for secure, privacy-respecting digital identity ecosystems.

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