Send us a textGuess who we have on the mic today? Yes, it's Sebastian Bolivar, a seasoned mortgage loan originator with NFM lending, who's making the world of home loans less daunting for buyers from coast to coast. But did you know his journey into the world of mortgages didn't start in a finance class, but on a soccer field? Join us as Sebastian shares his inspiring tale of swapping soccer cleats for loan ledgers, and how he found his calling when he helped his parents navigate the complex process of buying a home.We've all heard rumors and misconceptions about mortgages and rates, right? How about we tackle them head on? Sebastian brings his expert insights as we unravel some common misconceptions about home loans, particularly the notion of down payment assistance being free money. We also take a deep-dive into the current rate trends, comparing today's low inventory, high demand scenario to the 2007-2008 market situation. Brace yourselves, as we also venture into the realms of US debt levels and their potential impacts on interest rates.But hey, it's not all about rates and ratios. We also take a breather with a funny anecdote about Sebastian's English bulldog and his dog walks routine, plus some local traffic woes at the notorious intersection of 54 and 41. Lastly, prepare to be moved as Sebastian bares his soul, recounting personal hardships that have shaped his outlook and ultimately led him to find his purpose in helping others. What better way to wrap up than with Sebastian's vision for 2022 and information on how you can connect with him for home loan services! Get ready for a roller-coaster ride of insights, laughter, and inspiration.Sebastian BolivarMortgage Loan OriginatorNMLS #1784032Office:813-961-3900Cell: 813-418-74653325 W Bearss AveTampa, FL [email protected]://nfmlending.com/sbolivar

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