In this conversation, Kevin discusses the complexities of retirement planning, emphasizing the importance of understanding individual financial needs and creating a personalized retirement roadmap. He highlights that there is no one-size-fits-all answer to how much money one needs to retire, as it varies based on personal circumstances and spending habits. The discussion covers various strategies for replacing income in retirement, the significance of cash flow, key ages for retirement planning, and the role of annuities in securing guaranteed income. Madden also addresses the evolving landscape of retirement, moving away from traditional pension plans to more individualized strategies.   Get Your Complimentary Retirement Roadmap Your roadmap will include: A retirement income strategy A test to see how long your money will last A tax-planning strategy See omnystudio.com/listener for privacy information.

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