This week Mary Holm talks to Jesse about 'laddering' a clever way with term deposits and even mortgages. She explains exactly what it is and how it can give longer term returns on deposits; frequent access to some of your money; some protection from back luck and timing.Mary Holm talks to Jesse about 'laddering' - a clever way with term deposits and even mortgages.She explains exactly what it is and how it can give longer-term returns on deposits; frequent access to some of your money; some protection from back luck and timing.Go to this episode on rnz.co.nz for more details

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